Thrasher offers a variety of stress-free financing options that make it easy for you to start your home improvement or repair project when the time is right for you.

A Range of Financing Options for Your Basement or Foundation Repair

  • Easy payment plans
  • No hidden fees or closing costs
  • No prepayment penalties

Contact Our Financing Representatives

If you'd like to learn more or have questions about financing, contact our financing representatives at [email protected].

The Benefits of Contractor Financing: You're in Control

Direct contractor financing offers several benefits:

  • Speed: Quick application process & same-day credit decision
  • Flexibility: Choose from a range of payment options
  • Control: Choose when to start your project
  • Convenience: easy online account management

With OnSpot Financing and the same-day approval process, you're in control of when to undertake a major home repair. Booking repairs in a timely fashion lets you protect the investment in your home without tapping into equity, savings or emergency funds. And you end up with a more livable, more comfortable - and more sellable - home! It makes economic sense for many of our homeowners.

When Financing Makes Sense

Cracked foundations, leaky basements and mildewy crawlspaces are often serious problems that shouldn't be delayed. If you feel you've put your repair project off long enough, financing can help you get it done now instead of later. It's not worth gambling with the investment you've made in your home!

How Our Financing Program Works

Our financing program is simple and straightforward. As part of your free inspection, you'll meet with one of our specialists who can provide a detailed written estimate as well as outline financing options. Together, you'll decide what type of financing, if any, meets your needs and budget.


  • Apply for Benji through a contractor who is part of the Renovate America network. Applications are accepted through the online application, mobile application or with the assistance of a Benji customer service representative. Contact a representative at 844-GO-BENJI.

    Learn more about Benji

  • Any home improvement is eligible as long as it is permanently affixed to the home.

  • No, there are no application fees for Benji.

  • Your first Benji payment will be due 30 days after your project is complete, unless you have chosen a Special Financing plan. Benji Special Financing plans do not require any payments for a pre-designated promotional period. If the balance is paid in full before the end of the Special Financing promotional period, all interest will be waived. If the promotional period expires and the balance is not paid in full, the remaining balance, including any accrued interest, will be repaid in monthly payments over the remainder of the term.

Ready to pay your bill?

Not interested in financing? Visit this page to simply pay your bill online.